Shopping Essentials^SM

• Financial Programs
• Privacy Matters 1-2-3^SM
• Privacy Matters Identity^SM
• 24Protect Plus^SM
• Credit Diagnosis^SM
• Credit Adapter^SM
• Credit Score Express^SM
• Consumer Discount Programs
• At Home Rewards^SM
• At Home Rewards+^SM
• BusinessMax^SM
• Cross Country Savings^SM
• DealMax^SM
• Home Savings Mall^SM
• Food and Flix^SM
• Getaway and Save^SM
• Leisure Exclusives^SM
• My Great Deals^SM
• Passport to Fun^SM
• Passport to Fun+^SM
• SavingsAce^SM
• SavingSmart^SM
• Shopping Essentials^SM
• Shopping Essentials+^SM
• Simply You^SM
• Todays Escapes^SM
• Today's Escapes+^SM
• ValueMax^SM
• Your Savings Club^SM

The Shopping Essentials discount program delivers all of the pampered fun and excitement of shopping at luxurious, big-name department stores and specialty shops without any of the guilt. Savvy shoppers can indulge in their favorite designer fashions as if they were on sale every day — with Shopping Essentials, they are! Members enjoy exclusive 20% discounts on gift cards to top retailers, so they can treat themselves to this season's designs at last season's prices. Of course, Shopping Essentials is about more than just great clothes — members also save 20% on gift cards to national home décor, toy, sporting goods, book stores and more.